Built in Australia. For Australian operators.

AYIO is a connected platform for the Australian transport industry — jobs, marketplace, finance, and driver tools — operated under one company, one identity, one operator team. We started AYIO because nobody else was building for the people who actually keep this country moving.

Our story

Six tabs, three logins, two industries, none talking to each other.

That's the reality for most transport operators in Australia. Drivers job-hunting on generic boards designed for office workers. Owner-drivers selling trucks on platforms that don't even ask for an ABN. Finance applications routed through brokers who don't know the difference between a chattel mortgage and a finance lease. Owner-drivers tracking expenses in spreadsheets that don't sync with their invoicing.

We built AYIO because every existing tool in this industry felt like an afterthought — a generic SaaS bolted onto a sector that runs on its own rules. Transport operators deserve software designed around them, not adapted for them.

What "ecosystem" actually means here

Most companies call themselves an "ecosystem" when they mean "we have a few products on the same brand". AYIO is genuinely connected. Sign up to AYIO Jobs and your verified business profile flows to AYIO Marketplace when you list a truck. Click "I need finance" on a Marketplace listing and you go straight into AYIO Financial with your ABN already populated. Owner-drivers track everything in AYIO Driver Hub — same login, same identity.

One account. Four products. Built to talk to each other from day one.

Who runs AYIO

AYIO is operated by AYIO Financial PTY LTD, an Australian company registered to ABN 41 670 505 816 and based in Melbourne, Victoria. It's privately held, operator-funded, and built without venture capital. We're not chasing scale at the expense of doing right by the people on the platform — we're building tools we'd want to use ourselves.

Where the money comes from

AYIO Jobs is free for jobseekers and charges flat-rate posts to employers. AYIO Marketplace is free to list and free to buy — we don't take commission. AYIO Financial earns its keep through referrals to the holder of Australian Credit Licence 570670, who is solely responsible for any credit decision. AYIO Driver Hub will introduce a low subscription post-launch (currently free during early access). No advertising on top of search results, no pay-to-rank, no "premium leads" auctioned off.

Where the data lives

Australian-hosted servers (DigitalOcean, Sydney). Single sign-on across all four products via our own identity service — no third-party identity broker. Personal data is governed by AYIO Financial's privacy policy and the Australian Privacy Act 1988 (Cth). We don't sell user data to anyone.

Compliance, briefly

AYIO Marketplace is an advertising platform — listings are posted by third parties, not by AYIO. We don't act as agent for any seller, hold no LMCT licence, and take no commission on sales. AYIO Financial is a referral service — credit assistance is provided by the holder of Australian Credit Licence 570670; AYIO Financial itself does not hold an ACL or assess applications. Full disclosures appear on each product's site.

The AYIO ecosystem

Four products. One login. One company behind them.

Each product is purpose-built for one corner of the transport industry. They share identity, data, and trust signals so users only ever fill in their ABN once.

The Australian transport industry

A two-hundred-billion-dollar sector that runs the country.

Trucks move 75% of Australia's domestic freight. Heavy-vehicle drivers outnumber every other licensed trade in the country. AYIO is built specifically for the people who keep this industry on the road.

$200B+
Sector contribution annually
Australian Trucking Association
75%
Of domestic freight by road
BITRE
700K+
Heavy-vehicle licence holders
ABS Labour Force
1 in 7
AU businesses run a commercial vehicle
ABS Counts of AU Businesses
Entity, compliance & contact

The legal bits, in plain English.

Where to write to, who's responsible for what, and which licences cover what.

AYIO Financial PTY LTD

ABN
41 670 505 816
Address
Melbourne, Victoria, Australia
General contact
contact@ayio.au
Privacy enquiries
privacy@ayio.au
Privacy policy
ayiofinancial.com.au/privacy
Terms of use
ayiofinancial.com.au/terms
Credit licence
Credit assistance is provided by the holder of Australian Credit Licence 570670. AYIO Financial PTY LTD is a referrer and not a credit provider.
Marketplace
An advertising platform. AYIO Marketplace is not a licensed motor car trader (LMCT) and does not act as agent for any seller. All transactions are between buyer and seller.
Industry bodies
FBAA Member · AFCA Member 115822
System status
ayio.au/status — live uptime monitor across all four products